Changelog
What changed, by date.
Written from the product repository’s history. Internal plumbing is summarised; anything you can see or touch is named.
Improvement
Grownz 1.1.1: budgets carry over
- A budget limit now carries from one month to the next, so a limit set once stays set until you change it.
- Security fixes from the September audit. Nothing to do on your side.
Feature
Grownz 1.1: one question at a time
- Setting up asks one question per screen, with the answers as cards to tap. Each question says why it is asked, and the last screen shows every answer so you can change any of them before you start. If the page reloads half-way, your answers are still there.
- Home lists what to set up next and what today asks for: the day’s spending, a bill that is due, a budget running over.
- The + button logs an expense in two taps: the amount on a number pad, then the category.
- Grow asks about what you own and owe one question at a time. Adding or changing a holding, loan or policy opens a short sheet, with the fields you rarely need folded away.
- Budget limits, reminders, goals and who gets what open in sheets too, with three suggested limits from your own spending and quick dates for reminders.
- On a laptop the tabs move to a rail on the left and sheets open in the middle of the screen.
Fix
The daily nudge now arrives
- With the daily nudge on, one reminder arrives during the hour you chose on any day nothing is logged yet: in your inbox, and as a push on any device where you switched push on.
Platform
Grownz 1.0 is live
- The app opens at app.grownz.ai, with this site at grownz.ai. Sign-in is a six-digit code by email; there is no password.
- Early bird: Plus free for a year for the first 50 households. The code comes by email from this site, and the counter shows how many places are left.
Feature
A retirement plan, and who gets what
- Retirement: when, where and at what lifestyle, with the formula behind every number on the same screen.
- Who gets what: for each account, policy and loan, who it passes to and whether a nominee is registered, with a yearly reminder to check the details.
- Trusted people: someone you name can ask to see that map if they ever need to. You are told at once and have 14 days to refuse, and amounts are never shown to them.
Improvement
The new Grownz logo
- The logo in the header, on sign-in, in the browser tab and on the app icon.
- An expired sign-in link now says the link failed, instead of asking you to open it in the same browser.
Feature
Setting up around your situation, and your data in your hands
- Setting up asks about your situation, how money comes in and what worries you, confirms you are 18 or over, and asks for your consent under India’s DPDP Act. Home then puts first what matters for your situation.
- Your data: download everything you have entered, or delete your account, from inside the app.
- Support and grievance contacts are named in the app and on this site.
Feature
Six currencies, a complete net worth, web push
- Log an expense in any of six currencies. It is converted once at that day’s rate, and both figures are kept.
- Grow gets a complete net worth: every kind of asset and debt is either filled in or ruled out, with the change since last month.
- Web push on phones and laptops, with a daily nudge you can switch on and set to your hour.
Improvement
Grown is now Grownz
- The app, the sign-in emails and the installable app carry the new name.
- Prices in two lists: rupees in India, US dollars everywhere else.
- When a screen shows one currency and your household keeps another, each form says which one to type in.
- The welcome screens can be swiped.
Fix
Sturdier underneath
- A save that fails half-way is undone completely, so nothing is stored twice or in part.
- Family sharing holds everywhere a viewer could look, including the weekly digest and every total.
- A link opened while signed out lands on the same page after sign-in.
- Spending in a category without a limit now counts in the planner.
- The offline copy of pages is kept separately for each person on a shared device.
Feature
The redesign ships: numbers first
- Home leads with net worth, and Money with what is safe to spend.
- Your journey shows the five stages as a checklist, and a week in review arrives every Friday.
- The + button opens an add sheet with a quick expense and your logging streak.
- A bell for notifications in the header, a new tab bar, the lease end on Housing, and More grouped by how often you need it.
- A welcome carousel on the sign-in screen.
Feature
Redesign in progress: stages as a checklist, streaks, a weekly digest
- A clickable design of the next app: Home names the one step that unlocks the next stage; the five stages become a checklist on their own screen.
- A logging streak and badges on Home; a week-in-review every Friday with three things for next week.
Improvement
Icons, the review trend, and a calmer dark palette
- One brand green for icons; colour is used only where it means something.
- Month in Review bars show the share of each limit used, and the trend chart draws its bars and the budget line.
- Scenario Lab no longer crashes for households with passive income from holdings.
- Profile photos load from storage under the Content Security Policy.
- Lucide icons replace the hand-drawn set; the dark palette gains depth and its own feature-card colour.
- The account drawer slides in opaque instead of fading.
Feature
Account drawer with a profile photo
- A proper account drawer: profile photo, plan, family, display and sign out. The operator console moves out of the tiles.
- Profile photo upload checked end to end against staging.
Feature
Grow tab split from the Rat Race Exit Planner
- Grow holds holdings, cover, loans and the emergency fund; the Rat Race Exit Planner gets invested, cover, loan original and manual passive income.
- The number format follows the country chosen at onboarding.
- The Renting / Owning toggle keeps every figure.
- The wordmark link is named Grownz, so the Home tab is the only link called Home.
Feature
Payments built: Razorpay for India, Stripe everywhere else
- Razorpay for rupee households (cards and UPI) and Stripe for everyone else, behind one gateway, with subscriptions kept in step by webhooks. Built, not switched on: paid plans open later, and this page will say when.
- Your plan is the first entry in More, with the current plan and the prices.
Platform
Faster pages, sturdier connections
- Tabs prefetch their pages; navigation reuses a page fetched in the last 30 seconds.
- The app reaches the API over a private network, removing a 400 ms public hop.
- Per-user rate limit of 1,200 requests a minute; dead API connections fail fast and reads retry once.
- Error reporting ready to switch on.
Fix
Audit follow-ups
- Shared rate limit before authentication, sweeps for expired invites, a per-household digest, confirmations on destructive actions, and more from the security audit.
- Entitlement keys are letters and underscores only.
Feature
Family sharing, the + button, bills and receipts
- Family: share what you choose, area by area, summary or full. Owners mint invite codes, members join, switch and leave.
- The + button from any tab, with reminders saved in the sheet.
- Bills raise reminders, tips are recorded, receipts are read by Claude on your own key.
- Close the month on purpose and set the next review reminder; documents grouped by category.
- The insurance screen, income versus spending and housing details filled in.
Feature
Ask Claude and the Annual risk review
- Ask Claude about your numbers with the user’s own key, sealed at rest.
- Annual risk review behind the Pro entitlement, with history.
Platform
Phase 0: the foundation
- pnpm and Turborepo monorepo, Next.js 15 web app, Hono API with Zod OpenAPI, a pure domain package with money as integer minor units.
- Row-level security on a restricted API role with pgTAP tests, an append-only audit log, idempotency keys, a transactional outbox.
- Passwordless sign-in with a six-digit code, households from day one, the five stages and nine milestones as data.
- CodeQL, Renovate and a dependency audit in CI; a threat model and a data-classification register in the repository.
