Not advice
Grownz, this website and the assistant provide information and calculations based on figures you enter. They do not provide financial, investment, tax, legal or insurance advice, and nothing here is a recommendation to buy, sell or hold any asset, take or repay any loan, or buy any insurance product.
Scenarios, not forecasts
Projections, including those in Scenario Lab, the Rat Race Exit Planner and the Prepayment Lab, are illustrative. They show what your own assumptions imply. They are not predictions and are not saved as plans. Past figures do not indicate future results.
Filters, not advice
Verdicts such as rent versus buy and profiles such as the annual risk review are simple filters derived from your inputs. They are starting points for your own thinking, not conclusions.
AI
Where you supply your own Anthropic key, explanations and market context are generated from your figures and public sources. They may be incomplete or wrong. They never constitute a recommendation.
No guarantees
Grownz does not guarantee any outcome, return, saving or ratio. Your circumstances, markets, taxes and laws differ by country and change over time.
Get advice
Before making a financial decision, consult a licensed financial adviser, tax professional or lawyer in your country. [PLACEHOLDER: market-specific regulatory wording, for example SEBI, FCA, SEC, MAS, ASIC and UAE requirements, to be confirmed by counsel]