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See how far you are from the Rat Race Exit.

Everything you own and owe in one place, a freedom ratio that shows what your assets pay, and a lab for trying scenarios without saving them.

  • Asset classes7
  • Freedom ratio25%example
  • Bandstartingexample
Rat Race Exit Planner screen

What is inside

Three things Grow does, on real screens.

Grow screen

Holdings, cover and the Rat Race Exit Planner are in Free. Scenario Lab is part of Plus, which is on us during the beta.

See it move

What it feels like, in motion.

A real flow replayed with example figures. Nothing here is an app screen; the screens above are the real ones.

In design

Grow, with the gap spelled out.

The planner names the freedom gap in money, not just a percentage, and shows the three levers that move it. Goals get a monthly amount that keeps them on time.

  • Net worth, holdings and the emergency fund on one screen
  • The freedom gap and what would move the needle
  • Goals that say how much a month keeps them on track

Design preview from the redesign in progress. Layout and copy can change before it ships; figures are examples.

  • Design preview: Grow: net worth, holdings and the emergency fund
    Design preview

    Grow: net worth, holdings and the emergency fund

  • Design preview: Rat Race Exit Planner with the freedom gap
    Design preview

    Rat Race Exit Planner with the freedom gap

  • Design preview: Goals with a monthly amount that keeps them on time
    Design preview

    Goals with a monthly amount that keeps them on time

Where it fits

Built for stage 4, useful from stage 1.

A first income-paying asset and a freedom ratio above 25% are two of the three milestones for stage 5, Big Commitments.

  1. First Job
  2. Getting Stable
  3. Growing
  4. Building Wealth
  5. Big Commitments

Questions

About Grow.

What counts as passive income?

Money your assets pay you without work: dividends, rent, interest, fund distributions. Growth in a price is not counted until it pays out, which is why a large equity holding can show a small monthly figure.

Is the projection a forecast?

No. Scenario Lab shows what your own assumptions imply, month by month. It is illustrative, it is not advice, and it is never saved.

What are the freedom ratio bands?

Starting below 25%, building below 100%, free at 100% and above. Unknown while there are no expenses to divide by.

Your money, growing up.
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