Grownz in India
Life admin in rupees, EMIs and UPI included.
Indian number format, INR as your base currency, home loans with EMI split and a Prepayment Lab, and Razorpay for Plus and Pro when paid plans open.
- CurrencyINR
- Number formaten-IN
- BillingRazorpay
What is local
The words you use, in the numbers you use.
Grownz does not translate finance into jargon. It uses your currency, your number format and the words your bank already uses.
EMI
Equated monthly instalment. Grownz shows how much of each EMI is interest and how much is principal.
UPI
Unified Payments Interface. Razorpay will accept it for Plus and Pro when paid plans open.
Lakh and crore
Amounts follow the Indian grouping, ₹1,20,000 rather than ₹120,000, because your number format follows your country.
When paid plans open, Plus and Pro will be billed in rupees through Razorpay, with cards and UPI. Grownz never sees your card or UPI details. Today every household starts on Free.
In the app, in rupees
Grownz, in ₹ from the first screen.
Built for an Indian household first: BESCOM electricity due tomorrow, rent on the 1st, a car insurance renewal in December, and a safe-to-spend figure worked out after every budget, the rent and the premiums.
- Safe to spend this week, after rent, premiums and every budget
- Reminders for bills, rent and renewals, rolled forward when paid
- Number format and currency follow the household
Real screens from the app, captured on 23 September 2026 from a demo household. Names and figures are examples.
Home: safe to spend, what today asks for, what is due
Money: safe to spend, what needs a look, every budget
Reminders for bills, rent and renewals
An example household in Pune
What the freedom ratio looks like in INR.
- Rent a month
- ₹28,000
- Expenses a month
- ₹48,000
- Passive income a month
- ₹12,000
Example household, illustrative, not a forecast or advice.
When paid plans open, Plus will be ₹299 a month and Pro ₹599 a month, or 10 months for a year. Today every household starts on Free. Compare plans.
Questions
Grownz in India.
Can I pay with UPI?
When paid plans open, yes: Plus and Pro for Indian households will be billed through Razorpay, which accepts cards and UPI. Today every household starts on Free.
Does Grownz understand EMIs?
Yes. Enter a loan with its balance, rate and tenure and Grownz shows the interest and principal split each month, plus a Prepayment Lab.
Are amounts shown in lakhs?
Amounts use the Indian grouping, for example ₹1,20,000, because the number format follows the country you chose at onboarding.
