Grownz in India
Life admin in rupees, EMIs and UPI included.
Indian number format, INR as your base currency, home loans with EMI split and a Prepayment Lab, and Razorpay for Plus and Pro.
- CurrencyINR
- Number formaten-IN
- BillingRazorpay

What is local
The words you use, in the numbers you use.
Grownz does not translate finance into jargon. It uses your currency, your number format and the words your bank already uses.
EMI
Equated monthly instalment. Grownz shows how much of each EMI is interest and how much is principal.
UPI
Unified Payments Interface. Accepted for Plus and Pro through Razorpay.
Lakh and crore
Amounts follow the Indian grouping, ₹1,20,000 rather than ₹120,000, because your number format follows your country.
Plus and Pro are billed in rupees through Razorpay, with cards and UPI. Grownz never sees your card or UPI details.
In design, in rupees
The redesign, in ₹ from the first screen.
The redesign is being drawn for an Indian household first: BESCOM electricity, rent on the 8th, a bike insurance renewal, and a safe-to-spend figure that already knows about all three.
- Safe to spend this month, after rent and the loan
- Reminders for bills, rent and renewals
- Number format and currency follow the household
Design preview from the redesign in progress. Layout and copy can change before it ships; figures are examples.
- Design preview

Home with the journey rail and one next step
- Design preview

Money: safe to spend, needs a look, budgets
- Design preview

Reminders this week and later
An example household in Pune
What the freedom ratio looks like in INR.
- Rent a month
- ₹28,000
- Expenses a month
- ₹48,000
- Passive income a month
- ₹12,000
Example household, illustrative, not a forecast or advice.
Plus is ₹299 a month and Pro is ₹599 a month, or 10 months for a year. Compare plans.
Questions
Grownz in India.
Can I pay with UPI?
Yes. Plus and Pro for Indian households are billed through Razorpay, which accepts cards and UPI.
Does Grownz understand EMIs?
Yes. Enter a loan with its balance, rate and tenure and Grownz shows the interest and principal split each month, plus a Prepayment Lab.
Are amounts shown in lakhs?
Amounts use the Indian grouping, for example ₹1,20,000, because the number format follows the country you chose at onboarding.


