Grownz in Singapore
Rent, HDB or condo, in Singapore dollars.
SGD as your base currency, rent versus buy for a flat or a condo, a home loan split month by month, and Stripe for Plus and Pro when paid plans open.
- CurrencySGD
- Number formaten-SG
- BillingStripe

What is local
The words you use, in the numbers you use.
Grownz does not translate finance into jargon. It uses your currency, your number format and the words your bank already uses.
Price-to-rent ratio
The price of a home divided by its annual rent. Grownz gives a verdict from it, not a recommendation.
CPF
Retirement savings. Hold the balance under the retirement asset class. Grownz does not model CPF rules.
Home loan
Interest and principal split each month, plus a Prepayment Lab.
When paid plans open, Plus and Pro will be billed in US dollars through Stripe; your numbers stay in Singapore dollars. Grownz never sees your card details. Today every household starts on Free.
An example household in Singapore
What the freedom ratio looks like in SGD.
- Rent a month
- $3,200
- Expenses a month
- $5,200
- Passive income a month
- $900
Example household, illustrative, not a forecast or advice.
When paid plans open, Plus will be US$3.99 a month and Pro US$6.99 a month, or 10 months for a year, billed in US dollars. Today every household starts on Free. Compare plans.
Questions
Grownz in Singapore.
Does Grownz model CPF?
No. Hold your CPF balance under the retirement asset class so net worth is right. Grownz does not model CPF rules or withdrawals.
Which currency will I pay in?
US dollars, through Stripe, when paid plans open. Your numbers stay in SGD.
Who runs the service?
The application runs on Fly.io and the database on Supabase. The security page lists every provider; this site does not publish hosting regions.


