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Grownz in Singapore

Rent, HDB or condo, in Singapore dollars.

SGD as your base currency, rent versus buy for a flat or a condo, a home loan split month by month, and Stripe for Plus and Pro when paid plans open.

  • CurrencySGD
  • Number formaten-SG
  • BillingStripe
Your plan screen, shown here for an Indian household with prices in rupees; a household in SGD sees US dollar prices

What is local

The words you use, in the numbers you use.

Grownz does not translate finance into jargon. It uses your currency, your number format and the words your bank already uses.

Price-to-rent ratio

The price of a home divided by its annual rent. Grownz gives a verdict from it, not a recommendation.

CPF

Retirement savings. Hold the balance under the retirement asset class. Grownz does not model CPF rules.

Home loan

Interest and principal split each month, plus a Prepayment Lab.

When paid plans open, Plus and Pro will be billed in US dollars through Stripe; your numbers stay in Singapore dollars. Grownz never sees your card details. Today every household starts on Free.

An example household in Singapore

What the freedom ratio looks like in SGD.

Rent a month
$3,200
Expenses a month
$5,200
Passive income a month
$900

Example household, illustrative, not a forecast or advice.

When paid plans open, Plus will be US$3.99 a month and Pro US$6.99 a month, or 10 months for a year, billed in US dollars. Today every household starts on Free. Compare plans.

0%
Freedom ratio · startingexample

Illustrative scenario, not a forecast or advice.

Questions

Grownz in Singapore.

Does Grownz model CPF?

No. Hold your CPF balance under the retirement asset class so net worth is right. Grownz does not model CPF rules or withdrawals.

Which currency will I pay in?

US dollars, through Stripe, when paid plans open. Your numbers stay in SGD.

Who runs the service?

The application runs on Fly.io and the database on Supabase. The security page lists every provider; this site does not publish hosting regions.

Start in SGD.
Start with an email.

No password. No card to start. Leave any time.

Grownz in Singapore: SGD, Stripe, local number format | Grownz