Grownz in Singapore
Rent, HDB or condo, in Singapore dollars.
SGD as your base currency, rent versus buy for a flat or a condo, a home loan split month by month, and Stripe for Plus and Pro.
- CurrencySGD
- Number formaten-SG
- BillingStripe

What is local
The words you use, in the numbers you use.
Grownz does not translate finance into jargon. It uses your currency, your number format and the words your bank already uses.
Price-to-rent ratio
The price of a home divided by its annual rent. Grownz gives a verdict from it, not a recommendation.
CPF
Retirement savings. Hold the balance under the retirement asset class. Grownz does not model CPF rules.
Home loan
Interest and principal split each month, plus a Prepayment Lab.
Plus and Pro are billed in US dollars through Stripe; your numbers stay in Singapore dollars. Grownz never sees your card details.
An example household in Singapore
What the freedom ratio looks like in SGD.
- Rent a month
- $3,200
- Expenses a month
- $5,200
- Passive income a month
- $900
Example household, illustrative, not a forecast or advice.
Plus is US$3.99 a month and Pro is US$6.99 a month, or 10 months for a year, billed in US dollars. Compare plans.
Questions
Grownz in Singapore.
Does Grownz model CPF?
No. Hold your CPF balance under the retirement asset class so net worth is right. Grownz does not model CPF rules or withdrawals.
Which currency do I pay in?
US dollars, through Stripe, for Plus and Pro. Your numbers stay in SGD.
Where is data hosted?
The application runs on Fly.io and the database on Supabase. The security page lists every provider.


