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Grownz in Singapore

Rent, HDB or condo, in Singapore dollars.

SGD as your base currency, rent versus buy for a flat or a condo, a home loan split month by month, and Stripe for Plus and Pro.

  • CurrencySGD
  • Number formaten-SG
  • BillingStripe
Your plan screen with prices in SGD

What is local

The words you use, in the numbers you use.

Grownz does not translate finance into jargon. It uses your currency, your number format and the words your bank already uses.

Price-to-rent ratio

The price of a home divided by its annual rent. Grownz gives a verdict from it, not a recommendation.

CPF

Retirement savings. Hold the balance under the retirement asset class. Grownz does not model CPF rules.

Home loan

Interest and principal split each month, plus a Prepayment Lab.

Plus and Pro are billed in US dollars through Stripe; your numbers stay in Singapore dollars. Grownz never sees your card details.

An example household in Singapore

What the freedom ratio looks like in SGD.

Rent a month
$3,200
Expenses a month
$5,200
Passive income a month
$900

Example household, illustrative, not a forecast or advice.

Plus is US$3.99 a month and Pro is US$6.99 a month, or 10 months for a year, billed in US dollars. Compare plans.

0%
Freedom ratio · startingexample

Illustrative scenario, not a forecast or advice.

Questions

Grownz in Singapore.

Does Grownz model CPF?

No. Hold your CPF balance under the retirement asset class so net worth is right. Grownz does not model CPF rules or withdrawals.

Which currency do I pay in?

US dollars, through Stripe, for Plus and Pro. Your numbers stay in SGD.

Where is data hosted?

The application runs on Fly.io and the database on Supabase. The security page lists every provider.

Start in SGD.
Start with an email.

No password. No card. Cancel anytime.