Housing · the Housing tab
Rent or buy: the answer for your numbers, not the internet’s.
Enter your rent and a similar home’s price. Grownz works out the price-to-rent ratio, the verdict, the EMI split and what a prepayment saves.
- Price to rent24example
- VerdictRent for nowexample
- Housing share of income28%example
What is inside
Three things Housing does, on real screens.
Illustrative scenario, not a forecast or advice.
Everything on this page is in Free.
In design
Housing, lease to loan on one tab.
The lease end date, rent as a share of income, a rent-versus-buy read and a prepayment slider for the loan, with the down payment goal underneath.
- Lease end with a renewal reminder offered
- Prepayment: months saved and interest avoided
- Rent or own, the toggle keeps every figure
Design preview from the redesign in progress. Layout and copy can change before it ships; figures are examples.
- Design preview
Housing: rent, deposit and the down payment goal
- Design preview
Loans and credit with a prepayment slider
- Design preview
Housing: lease, rent vs buy, down payment goal
Where it fits
Built for stage 5, useful from stage 1.
A funded down payment is one of the three milestones for stage 5, Big Commitments.
- First Job
- Getting Stable
- Growing
- Building Wealth
- Big Commitments
Questions
About Housing.
What is the price-to-rent rule?
Divide the price of a home by its annual rent. Above about 20, renting is usually cheaper. Below about 15, buying tends to win. Grownz shows the ratio and a verdict, not a recommendation.
Does the verdict consider how long I will stay?
The verdict is a filter from the ratio. Buying and selling costs mean short stays rarely pay, which the Learn article on renting versus owning explains.
Can I compare two loans?
The Prepayment Lab works on the loan you enter. Try different prepayments and see the effect on interest and months.
